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Thursday, June 21, 2018

Put low- to mod-income borrowers with good credit in homes for as little as 3% down.


Put low- to mod-income 
borrowers with good credit 
in homes for as little as 3% down.


 
 
And HomeReady Offers Even More

  • FICO score eligibility as low as 620
  • Non-occupant co-borrowers income can help in qualifying
  • No upfront mortgage insurance premium
  • Private mortgage insurance may cost less over time and cancellable once 20% equity is reached
  • Rental income allowed, including boarder income
  • For both repeat or first-time borrowers
  • Purchase or refinance

It’s as Easy as HomeReady, Set, Go!
Contact Me Today for More information

Saturday, April 28, 2018

Sell my Home In Queens NY | Buying a Home Is Cheaper Than Renting in the Majority of the US

Sell my Home In Queens NY | Buying a Home Is Cheaper Than Renting in the Majority of the US State?

New York City Real Estate Team helps you find the newest Queens real estate listings. By analyzing information on thousands of homes for sale in Queens, New York.

If you are selling a home in Queens or Brooklyn, selling a NY Condo or Coop or Selling a NY  Property be sure to call Team Realty Real Estate for a Complimentary Queens or Brooklyn Home Valuation. If you are in the market to rent, we feature an extensive inventory of QUEENS HOUSES FOR RENT…



Our topic today Buying a Home Is Cheaper Than Renting in the Majority of the US State?


The results of the 2018 Rental Affordability Report from ATTOM show that buying a median-priced home is more affordable than renting a three-bedroom property in 54% of U.S. counties analyzed for the report.
The updated numbers show that renting a three-bedroom property in the United States requires an average of 38.8% of income.
The least affordable market for renting was Marin County, CA, just over the Golden Gate Bridge from San Francisco, where renters spend a staggering 79.5% of average wages on rent, while the most affordable market was Madison County, AL where 22.3% of average wages went to rent.

Other interesting findings in the report include:

  • Average rent rose faster than income in 60% of counties
  • Average rent rose faster than median home prices in 41% of counties
  • While median home prices rose faster than average rents in 58% of counties

Bottom Line

Buying a home makes sense socially and financially. If you are one of the many renters out there who would like to evaluate your ability to buy this year, let’s get together to find your dream home.

Source... KCM RossMery Blog http://nyhomesforsale.blog/

Click here to check Our Blog en Español

To protect your interest, it is necessary that you have a knowledgeable agent working for you. Who is an expert in the local market and ensure that you make the best possible decisions?

We all are dedicated to keeping you on top of our local market. 

To reach us, please call/ text 917-515-9783

Or email us nyhomeseller@gmail.com

Search for the newest listings in Queens NY by map (click picture below)



Thinking of selling your home? 
Or call/Text 917-515-9783 For More Information.





====== ===============
HOMES VALUES ARE UP! GET YOUR HOME VALUE NOW!
SEARCH ALL HOMES FOR SALE
HOME VALUATION
GET AN OFFER IN 24 HOURS
MARKET REPORT
SELLER EGUIDE
RossMery Mosquera
Winzone Realty
917-515-9783
Contact Me

You Can Also Visit Us At:     

Buying My House in Brooklyn NY | Is Family Mortgage Debt Out of Control?


Buying My House in Brooklyn NY | Is Family Mortgage Debt Out of Control?

Explore the best neighborhoods in Brooklyn to buy a house based on home values, property taxes, homeownership rates, housing costs, and real estate trends. ...
Neighborhoods we served in Brooklyn New York:
Cypress Hills
East New York
City Line
Bushwick
Brownsville

Please feel free to call or email me if you have any questions or would like additional information.



Our topic today Is Family Mortgage Debt Out of Control?



Today’s ratio of 4.44% is nowhere near the ratio of 7.21% during the peak of the housing bubble and is instead at the lowest rate since 1980 (4.38%).
Bill McBride of Calculated Risk recently commented on the ratio:
“The Debt Service Ratio for mortgages is near the low for the last 38 years. This ratio increased rapidly during the housing bubble and continued to increase until 2007. With falling interest rates, and less mortgage debt, the mortgage ratio has declined significantly.”

Bottom Line

Many families paid a heavy price because of questionable practices that led to last decade’s housing crash. It seems the American people have learned a lesson and are not repeating that same behavior regarding their mortgage debt.

Source... KCM RossMery Blog http://nyhomesforsale.blog/

Click here to check Our Blog en Español

To protect your interest, it is necessary that you have a knowledgeable agent working for you. Who is an expert in the local market and ensure that you make the best possible decisions?

We all are dedicated to keeping you on top of our local market. 

To reach us, please call/ text 917-515-9783

Or email us nyhomeseller@gmail.com

Search for the newest listings in Queens NY by map (click picture below)



Thinking of selling your home? 
Or call/Text 917-515-9783 For More Information.





====== ===============
HOMES VALUES ARE UP! GET YOUR HOME VALUE NOW!
SEARCH ALL HOMES FOR SALE
HOME VALUATION
GET AN OFFER IN 24 HOURS
MARKET REPORT
SELLER EGUIDE
RossMery Mosquera
Winzone Realty
917-515-9783
Contact Me

You Can Also Visit Us At:     

Thursday, April 26, 2018

Buying My House in Queens NY | How Much Do You Need to Make to Buy a Home in Your State?


Buying My House in Queens NY | How Much Do You Need to Make to Buy a Home in Your State?

We are professional real estate agents in Queens County, NY. We can provide you information about the local school districts, demographic data, and general information. 
We have been helping buyers like you find the home of their dreams in Queens County.
QueensNew York, NY real estate listings updated every day.



Our topic today How Much Do You Need to Make to Buy a Home in Your State?
It’s no mystery that cost of living varies drastically depending on where you live, so a new study by GOBankingRates set out to find out what minimum salary you would need to make in order to buy a median-priced home in each of the 50 states, and Washington, D.C.
States in the Midwest came out on top as most affordable, requiring the smallest salaries in order to buy a median-priced home. States with large metropolitan areas saw a bump in the average salary needed to buy with California, Washington, D.C., and Hawaii edging out all others with the highest salaries required.
Below is a map with the full results of the study:

GoBankingRates gave this advice to anyone considering a home purchase,
“Before you buy a home, it’s important to find out if you can afford the monthly mortgage payment. To do this, some financial experts recommend your housing costs — primarily your mortgage payments — shouldn’t consume more than 30 percent of your monthly income.”
As we recently reported, research from Zillow shows that historically, Americans had spent 21% of their income on owning a median-priced home. The latest data from the fourth quarter of 2017 shows that the percentage of income needed today is only 15.7%!

Bottom Line

If you are considering buying a home, whether it’s your first time or your fifth time, let’s get together to evaluate your ability to do so in today’s market!

Source... KCM RossMery Blog http://nyhomesforsale.blog/

Click here to check Our Blog en Español

To protect your interest, it is necessary that you have a knowledgeable agent working for you. Who is an expert in the local market and ensure that you make the best possible decisions?

We all are dedicated to keeping you on top of our local market. 

To reach us, please call/ text 917-515-9783

Or email us nyhomeseller@gmail.com

Search for the newest listings in Queens NY by map (click picture below)



Thinking of selling your home? 
Or call/Text 917-515-9783 For More Information.




====== ===============
HOMES VALUES ARE UP! GET YOUR HOME VALUE NOW!
SEARCH ALL HOMES FOR SALE
HOME VALUATION
GET AN OFFER IN 24 HOURS
MARKET REPORT
SELLER EGUIDE
RossMery Mosquera
Winzone Realty
917-515-9783
Contact Me

You Can Also Visit Us At: